:root{
  --river:#0e3a55;--river-2:#145273;--river-3:#1d6a93;--sky:#eaf3f8;--mist:#f6f9fb;
  --amber:#f4a51c;--amber-2:#e09210;--ink:#16232b;--muted:#53636d;--line:#d9e4ea;--white:#fff;
  --ok:#1f7a4d;--radius:14px;--shadow:0 10px 30px rgba(14,58,85,.14);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--ink);font:17px/1.65 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
img,svg{max-width:100%;display:block}
a{color:var(--river-3)}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;color:var(--river);letter-spacing:-.01em}
h1{font-size:clamp(30px,4.6vw,48px);font-weight:800}
h2{font-size:clamp(25px,3.2vw,34px);font-weight:800}
h3{font-size:20px;font-weight:700}
p{margin:0 0 1em}
ul{padding-left:1.2em}
.wrap{width:min(1160px,100% - 32px);margin-inline:auto}
.narrow{width:min(800px,100% - 32px);margin-inline:auto}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px 12px;z-index:99}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 22px;font-weight:750;font-size:16.5px;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.1;font-family:inherit}
.btn svg{width:19px;height:19px}
.btn-amber{background:var(--amber);color:#1b1404}.btn-amber:hover{background:var(--amber-2)}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-blue{background:var(--river);color:#fff}.btn-blue:hover{background:var(--river-2)}
.btn-line{border-color:var(--river);color:var(--river)}.btn-line:hover{background:var(--sky)}

/* header */
.top{background:var(--river);color:#fff;position:sticky;top:0;z-index:30;box-shadow:0 2px 10px rgba(0,0,0,.15)}
.top .wrap{display:flex;align-items:center;gap:18px;height:70px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;flex-shrink:0}
.logo svg{width:38px;height:38px}
.logo b{display:block;font-size:20px;letter-spacing:.06em;line-height:1}
.logo small{display:block;font-size:11px;letter-spacing:.2em;opacity:.85;margin-top:3px}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{color:#fff;text-decoration:none;padding:8px 12px;border-radius:8px;font-weight:600;font-size:15.5px;opacity:.92}
.nav a:hover{background:rgba(255,255,255,.1);opacity:1}
.top .call{padding:10px 18px;font-size:16px}
.menu-btn{display:none;background:none;border:0;color:#fff;padding:8px;margin-left:auto;cursor:pointer}
.menu-btn svg{width:28px;height:28px}

/* hero */
.hero{background:linear-gradient(160deg,var(--river) 0%,var(--river-2) 55%,var(--river-3) 100%);color:#fff;position:relative;overflow:hidden}
.hero.has-img{background:linear-gradient(100deg,rgba(9,40,59,.93) 0%,rgba(9,40,59,.78) 42%,rgba(9,40,59,.3) 100%),var(--hero) center 40%/cover no-repeat}
.hero::after{content:"";position:absolute;inset:auto 0 -1px 0;height:60px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 60' preserveAspectRatio='none'%3E%3Cpath d='M0 40 C240 10 480 10 720 34 S1200 60 1440 26 V60 H0Z' fill='%23ffffff'/%3E%3C/svg%3E") bottom/100% 100% no-repeat}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center;padding:44px 0 86px;position:relative;z-index:1}
.hero h1{color:#fff;margin-bottom:.35em}
.hero .lede{font-size:19px;opacity:.95;max-width:560px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 20px}
.checks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:8px 18px;font-weight:600;font-size:15.5px}
.checks li{display:flex;gap:8px;align-items:flex-start}
.checks svg{width:20px;height:20px;flex-shrink:0;color:var(--amber);margin-top:3px}

/* quote card */
.quote{background:#fff;color:var(--ink);border-radius:18px;box-shadow:var(--shadow);padding:24px 24px 20px}
.quote h2{font-size:23px;margin-bottom:4px}
.quote .sub{color:var(--muted);font-size:15px;margin-bottom:14px}
.steps{display:flex;gap:6px;margin-bottom:14px}
.steps span{flex:1;height:5px;border-radius:5px;background:var(--line)}
.steps span.on{background:var(--amber)}
.field{margin-bottom:12px}
.field label{display:block;font-weight:650;font-size:14.5px;margin-bottom:5px}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:16px;padding:12px 13px;border:1.5px solid #c5d3dc;border-radius:10px;background:#fff;color:var(--ink)}
.field textarea{min-height:84px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--river-3);box-shadow:0 0 0 3px rgba(29,106,147,.18)}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0}
.opt span{display:block;border:1.5px solid #c5d3dc;border-radius:10px;padding:10px 12px;font-weight:600;font-size:15px;cursor:pointer;text-align:center}
.opt input:checked+span{border-color:var(--river-3);background:var(--sky);color:var(--river)}
.opt input:focus-visible+span{box-shadow:0 0 0 3px rgba(29,106,147,.25)}
.quote .btn{width:100%}
.quote .row{display:flex;gap:10px}.quote .row>*{flex:1}
.quote .back{background:none;border:0;color:var(--muted);font:inherit;font-size:14px;cursor:pointer;padding:6px 0;margin-top:6px}
.quote .err{color:#b42318;font-size:14px;font-weight:600;min-height:0;margin:4px 0 8px}
.quote .fine{color:var(--muted);font-size:12.5px;margin:10px 0 0;text-align:center}
.hp{position:absolute;left:-5000px}
.cf-turnstile{margin:6px 0 10px}

/* sections */
section{padding:72px 0}
.alt{background:var(--mist)}
.blue{background:var(--river);color:#fff}.blue h2,.blue h3{color:#fff}
.eyebrow{font-size:13px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--river-3);margin-bottom:8px}
.blue .eyebrow{color:var(--amber)}
.center{text-align:center}
.intro{max-width:760px;margin:0 auto 34px}
.intro p{color:var(--muted);font-size:18px}
.trust{padding:22px 0;border-bottom:1px solid var(--line)}
.trust .wrap{display:flex;justify-content:space-around;gap:16px;flex-wrap:wrap}
.trust div{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--river);font-size:15.5px}
.trust svg{width:26px;height:26px;color:var(--river-3)}
.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column}
.card .ic{width:50px;height:50px;border-radius:12px;background:var(--sky);color:var(--river-3);display:grid;place-items:center;margin-bottom:14px}
.card .ic svg{width:28px;height:28px}
.card p{color:var(--muted);font-size:16px;flex:1}
.card a.more{font-weight:700;text-decoration:none}
.quote-card{background:var(--river);border-color:var(--river);color:#fff;justify-content:center}
.quote-card h3{color:#fff}.quote-card p{color:rgba(255,255,255,.85)}
.card a.more::after{content:" →"}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.prose{max-width:800px}
.prose h2{margin-top:1.4em}.prose h2:first-child{margin-top:0}
.prose h3{margin-top:1.3em}
.prose li{margin-bottom:.4em}
.step{display:flex;gap:16px}
.step .n{width:42px;height:42px;border-radius:50%;background:var(--amber);color:#1b1404;font-weight:800;display:grid;place-items:center;flex-shrink:0;font-size:18px}
.step p{color:var(--muted);font-size:16px}
.blue .step p{color:rgba(255,255,255,.85)}
.towns{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:24px 0}
.towns a{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px;text-align:center;font-weight:700;text-decoration:none;color:var(--river)}
.towns a:hover{border-color:var(--river-3);background:var(--sky)}
.faq details{border-bottom:1px solid var(--line);padding:16px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:18px;color:var(--river);list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:24px;line-height:1;color:var(--river-3)}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:10px 0 0;color:var(--muted)}
.cta-band{background:linear-gradient(135deg,var(--river),var(--river-3));color:#fff;border-radius:22px;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{margin:0;opacity:.9}
.cta-band .ctas{display:flex;gap:12px;flex-wrap:wrap}


/* real photos & video */
.pair{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.pair figure{margin:0;position:relative;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:5/6;background:#dfe6ea}
.pair img{width:100%;height:100%;object-fit:cover}
.pair .tag{position:absolute;top:10px;left:10px;padding:4px 10px;border-radius:6px;background:rgba(0,0,0,.65);color:#fff;font-size:13px;font-weight:700}
.pair .tag.after{background:var(--ok)}
.media{margin:0 0 26px}
.media img,.media video{width:100%;max-height:560px;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow);background:#dfe6ea;display:block}
.media video{aspect-ratio:9/16;max-height:520px;width:auto;max-width:100%;margin:0 auto}
.media figcaption{font-size:14px;color:var(--muted);margin-top:8px;text-align:center}
.media .pair{margin-top:4px}
.opts .opt:last-child:nth-child(odd){grid-column:1/-1}

/* page hero (inner) */
.phero{background:linear-gradient(160deg,var(--river),var(--river-2));color:#fff;padding:40px 0 48px}
.phero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:start}
.phero h1{color:#fff}
.phero p{opacity:.95;font-size:18px}
.crumbs{font-size:14px;opacity:.85;margin-bottom:12px}
.crumbs a{color:#fff}
.side{position:sticky;top:90px}
.content{display:grid;grid-template-columns:1fr 340px;gap:48px;align-items:start}
.box{background:var(--mist);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin-bottom:18px}
.box h3{font-size:18px}
.box ul{margin:0;padding-left:1.1em}
.box li{margin-bottom:6px}
.box a{text-decoration:none;font-weight:600}

/* footer */
footer{background:#0a2638;color:#c8d6de;padding:56px 0 100px;font-size:15.5px}
footer .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h4{color:#fff;margin:0 0 12px;font-size:16px}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin-bottom:7px}
footer a{color:#c8d6de;text-decoration:none}footer a:hover{color:#fff}
footer .legal{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:13.5px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.mbar{display:none}
.show-s{display:none}

@media (max-width:980px){
  .hero .wrap,.phero .wrap,.content,.split{grid-template-columns:1fr}
  .hero .wrap{padding:26px 0 74px;gap:26px}
  .g3,.g4{grid-template-columns:1fr 1fr}
  .towns{grid-template-columns:repeat(3,1fr)}
  footer .wrap{grid-template-columns:1fr 1fr}
  .side{position:static}
}
@media (max-width:760px){
  body{font-size:16.5px}
  .nav,.top .call{display:none}
  .menu-btn{display:block}
  .nav.open{display:flex;flex-direction:column;position:absolute;top:70px;left:0;right:0;background:var(--river);padding:10px 16px 18px;box-shadow:0 8px 20px rgba(0,0,0,.2)}
  .nav.open a{padding:12px}
  .top .wrap{height:62px}.nav.open{top:62px}
  .hero.has-img{background:linear-gradient(180deg,rgba(9,40,59,.9) 0%,rgba(9,40,59,.8) 60%,rgba(9,40,59,.92) 100%),var(--hero-m,var(--hero)) 70% center/cover no-repeat}
  .hero h1{font-size:31px}
  .hero .lede{font-size:16.5px}
  .hero .ctas{margin:16px 0 14px}
  .hero .ctas .btn,.phero .ctas .btn{flex:1;padding:13px 12px}
  .hero .checks{grid-template-columns:1fr 1fr;font-size:14px;gap:6px 10px}
  .hide-s{display:none}.show-s{display:inline}
  .g3,.g2,.g4{grid-template-columns:1fr}
  .towns{grid-template-columns:1fr 1fr}
  section{padding:52px 0}
  .cta-band{padding:30px 22px}
  .cta-band .ctas,.cta-band .ctas .btn{width:100%}
  footer .wrap{grid-template-columns:1fr}
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;box-shadow:0 -4px 16px rgba(0,0,0,.14);padding:8px 10px calc(8px + env(safe-area-inset-bottom));gap:8px}
  .mbar .btn{flex:1;padding:13px 10px}
}